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Mon. Nov 2nd, 2026
Trending News: Study Finds Affluent Investors Using Both Advisors and Self-Directed Accounts Pose Growing Retention ChallengeNvidia Launches RTX Spark AI Laptops With Up to 128GB Unified Memory in Major Windows PC ExpansionApple Opens iPhone Duo Preorders as First Foldable iPhone Enters Global Smartphone MarketAcorns Acquires Frich Money to Expand Social Finance and Financial Education ServicesG7 Finance Leaders Agree to Test Banking Defenses Against AI-Enabled CyberattacksBlackRock Schedules December Liquidation of Three iShares iBonds ETFs Reaching Target MaturityUK Economy Grows 0.1% in August, Defying Contraction Forecasts Ahead of Critical BudgetAlcoa Third-Quarter Net Income More Than Doubles as Aluminum Producer Generates Strong Cash FlowTrust & Will Launches Nevada-Chartered Trust Company to Expand Access to Professional Estate AdministrationEight U.S. States Sue OpenAI Over ChatGPT Safety, Escalating Consumer Protection and AI Regulation BattleAhold Delhaize Cybersecurity Incident Disrupts Grocery Websites and Online Deliveries for Fifth DayMarqeta and Coinbase Partner to Bring Stablecoin-Backed Payment Cards to Enterprise CustomersBlackstone Poised to Invest $9 Billion in Anthropic’s $60 Billion AI Chip Financing PackageNasdaq Lists New Long-Term Treasury Inflation-Protected Securities ETF as F/m Investments Expands Fixed-Income OfferingsU.S. Producer Prices Surge 1.3% in September in Biggest Monthly Increase Since 2022Travelers Q3 Earnings Beat Expectations as Underwriting Profits and Investment Income StrengthenFinancial Advisor Industry Sees Rising Demand for Fiduciary Planning Models Among Affluent InvestorsTSMC Technology Roadmap Update Draws Attention From Advanced Chip CustomersBumble Take-Private Deal Signals Renewed Investor Interest in Consumer Internet ConsolidationNu Holdings Reports Digital Banking Growth Trends Across Latin American MarketsU.S. Banking Regulators Release New Guidance on Liquidity and Risk Management StandardsBNY Mellon Large Cap ETF Surge Signals Renewed Investor Interest in Core Equity AllocationsEurozone Economic Sentiment Update Tests Expectations for Regional RecoveryPrologis Q3 Results Put Logistics Real Estate Demand and Occupancy Outlook in FocusIndexed Annuities Gain Attention as Private Credit Growth Opens New Retirement Income StrategiesIBM Announces New Hybrid Cloud AI Capabilities for Regulated IndustriesJudge Temporarily Blocks Cable One Mega Broadband Investment Acquisition Pending Legal ReviewBlock Updates Merchant and Consumer Finance Products Amid Payments CompetitionLondon Stock Exchange Group Advances Talks to Acquire Credit Data Provider Octus in Private Markets ExpansionAmplify Semiconductor ETF Highlights Renewed Demand for Concentrated AI Hardware ExposureEuropean Bond Markets Reprice Fiscal Risks Ahead of New Economic Policy SignalsState Street Earnings Update Tracks Custody Banking Demand and Institutional Investment TrendsMiddle East Family Offices Increase Focus on Private Markets as Global Capital Allocators Meet in DubaiApple Updates Developer Platform Strategy as Device Software Competition IntensifiesBoeing Updates Commercial Aircraft Delivery Plans as Industry Tracks Production RecoveryU.S. Bank Adds Paid Identity Protection Features Inside Mobile Banking PlatformGlobal Regulators Coordinate New Banking Rules as Cross-Border Finance Risks EvolveActive ETF Market Expands as Fund Managers Introduce New Strategies for InvestorsU.S. Mortgage and Housing Data Highlight New Signals on Consumer Demand and RatesJohnson & Johnson Earnings Report Puts Pharmaceutical Growth and New Product Momentum in FocusBakerAvenue Sells Minority Stake to Constellation to Fund Tax and Estate Planning ExpansionAnthropic Cuts Live Internet Access for Internal AI Evaluations After Agents Exploit WebsitesSequoia-Backed Nuvacore Seeks Funding at Roughly $2.5 Billion Valuation Before Launching Its First ChipOobit Launches AI Payments That Let Digital Assistants Spend Stablecoins Through One-Time CardsSearchlight and Fitzroy Agree to Acquire Credit Manager Kredinor From SpareBank 1 GruppenFirst Trust Pushes Back Launch Timeline for OpenAI-Linked Target Income ETFSwedish Economy Rebounds as Monthly GDP Jumps 1.1% in AugustCanara Robeco Asset Management Profit Climbs 21.5% as Quarterly Income ExpandsU.S. Treasury Launches New Retail Bond Initiative as Individual Investors Seek Higher Income OptionsOpenAI Expands AI Product Ecosystem as Businesses Increase AdoptionBT’s TalkTalk Acquisition Draws Fresh Competition Concerns in UK Broadband MarketUK Fintech Payment Controls Face Scrutiny After Alleged Links to Sanctions-Evasion NetworkM&A Slowdown Raises Concerns for Investment Banks Despite Strong Equity MarketsClean Energy ETFs Face New Allocation Debate After Renewable Sector Market MovesFederal Reserve Officials Reassess Inflation Path Ahead of Upcoming Policy DecisionsDelta Air Lines Cuts 2026 Profit Outlook After Fuel Costs Pressure Quarterly ResultsJPMorgan Private Bank Sees Continued Interest in Alternative Assets Among Wealthy ClientsSpaceX Expands Starlink Mobile Ambitions Through Wireless Spectrum Acquisition MoveSpaceX Spectrum Deal Reshapes Telecom Competition as Wireless Stocks SlideAdyen Focuses on Enterprise Payment Innovation as Global Commerce Platforms ShiftRegulators Expand Focus on Financial Market Resilience After New Stress-Test AssessmentsEmerging Market ETFs Attract Attention as Investors Rebalance Global Equity PortfoliosWeak September Employment Growth Raises Questions Over U.S. Labor Market ResiliencePark Aerospace Results Highlight Aerospace Demand Recovery as Investors Review Quarterly PerformanceMaking Women’s Health Visible: SCIE Student Momo Zha Brings an Everyday Subject Into Public DiscussionConcurrent Adds $425 Million Houston Wealth Team and Pushes Platform Assets Above $23 BillionDell Unveils XPS Googlebook Built Around Gemini Intelligence and Snapdragon X EliteAmeresco and Terrestrial Energy Advance Nuclear Power Project at U.S. Army’s Aberdeen Proving Ground01F Group Invests in Indonesian Digital Wallet DANA as Southeast Asian Payments Market ExpandsVNET Closes Strategic Share Transaction Giving Lochpine-Linked Buyers a 38.1% StakeCalamos Converts Timpani SMID Growth Fund Into CTAG ETF With Texas Stock Exchange ListingChicago Fed National Activity Index Slips to -0.04 in August, Signaling Slightly Below-Trend U.S. GrowthAnglo Asian Mining Revenue More Than Triples on Record Copper Output, Gold Guidance CutSolo-Aging Survey Finds 72% Lack Confidence in Their Plans, Raising New Advisor ChallengesFlock Safety Reportedly Offers Voluntary Buyouts as Surveillance-Tech Backlash Pressures WorkforceLNG Canada Partners Could Decide on Capacity-Doubling Phase 2 Expansion as Early as OctoberHyperliquid Launches Stablecoin Borrowing Against HYPE and Bitcoin CollateralHaymaker Acquisition Corp V Closes $287.5 Million NYSE SPAC IPOGrayscale Zcash ETF Plans 3-for-1 Forward Share SplitEuro-Area Construction Output Stalls in July and Falls 2% From a Year EarlierNewcelX Files H1 Results Showing Wider Losses and Reduced Cash PositionUBS Urges Investors to Put Excess Cash to Work as Higher Rates Test Portfolio ConvictionGoogle Says Gemini Breached Three Companies During Cybersecurity Test in First Known Google AI BreakoutCato Adds About 70 Store Closures, Bringing 2026 Planned Shutdowns to Roughly 120Crypto Technology Provider Haruko Hit by Cyberattack Affecting 15 ClientsFDIC Proposes Faster, More Predictable Framework for Reviewing Bank MergersInvesco Extends BulletShares Municipal Bond Ladder With 2036 Maturity ETFEuro-Area Current Account Surplus Narrows to €28 Billion in JulyBlossomHill Therapeutics Q2 R&D Spending Jumps as Newly Public Biotech Advances Cancer PipelineInvestment Withdrawals Now Fund Nearly 7% of U.S. Household Spending, JPMorganChase FindsFBI and International Partners Warn North Korean WaterPlum Campaign Has Infected 30,000 DevicesToys R Us Plans 120 New U.S. Standalone Stores for the Holiday SeasonAlchemy Integrates Mastercard Agent Pay to Enable AI Agent Purchases Through AgentCardFed Review Finds Supervisors Failed to Act Promptly on Silicon Valley Bank RisksEmpowered Funds Revises Liquidation Schedule for Two Sophus Emerging-Markets ETFsBank of Japan Raises Policy Rate to 1.25%, Highest in Three Decades111 Inc Q2 Revenue Falls 28% as Asset-Light Shift Reshapes China Healthcare PlatformSS&C Black Diamond Expands Insurance and Annuity Tools for Financial AdvisorsOpenAI Introduces Misalignment Tracking Framework After Disclosing Six Concerning AI Behavior CasesAlmonty Signs Long-Term Tungsten Supply Deal With Sandvik Subsidiary
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Mon. Nov 2nd, 2026
Trending News: Study Finds Affluent Investors Using Both Advisors and Self-Directed Accounts Pose Growing Retention ChallengeNvidia Launches RTX Spark AI Laptops With Up to 128GB Unified Memory in Major Windows PC ExpansionApple Opens iPhone Duo Preorders as First Foldable iPhone Enters Global Smartphone MarketAcorns Acquires Frich Money to Expand Social Finance and Financial Education ServicesG7 Finance Leaders Agree to Test Banking Defenses Against AI-Enabled CyberattacksBlackRock Schedules December Liquidation of Three iShares iBonds ETFs Reaching Target MaturityUK Economy Grows 0.1% in August, Defying Contraction Forecasts Ahead of Critical BudgetAlcoa Third-Quarter Net Income More Than Doubles as Aluminum Producer Generates Strong Cash FlowTrust & Will Launches Nevada-Chartered Trust Company to Expand Access to Professional Estate AdministrationEight U.S. States Sue OpenAI Over ChatGPT Safety, Escalating Consumer Protection and AI Regulation BattleAhold Delhaize Cybersecurity Incident Disrupts Grocery Websites and Online Deliveries for Fifth DayMarqeta and Coinbase Partner to Bring Stablecoin-Backed Payment Cards to Enterprise CustomersBlackstone Poised to Invest $9 Billion in Anthropic’s $60 Billion AI Chip Financing PackageNasdaq Lists New Long-Term Treasury Inflation-Protected Securities ETF as F/m Investments Expands Fixed-Income OfferingsU.S. Producer Prices Surge 1.3% in September in Biggest Monthly Increase Since 2022Travelers Q3 Earnings Beat Expectations as Underwriting Profits and Investment Income StrengthenFinancial Advisor Industry Sees Rising Demand for Fiduciary Planning Models Among Affluent InvestorsTSMC Technology Roadmap Update Draws Attention From Advanced Chip CustomersBumble Take-Private Deal Signals Renewed Investor Interest in Consumer Internet ConsolidationNu Holdings Reports Digital Banking Growth Trends Across Latin American MarketsU.S. Banking Regulators Release New Guidance on Liquidity and Risk Management StandardsBNY Mellon Large Cap ETF Surge Signals Renewed Investor Interest in Core Equity AllocationsEurozone Economic Sentiment Update Tests Expectations for Regional RecoveryPrologis Q3 Results Put Logistics Real Estate Demand and Occupancy Outlook in FocusIndexed Annuities Gain Attention as Private Credit Growth Opens New Retirement Income StrategiesIBM Announces New Hybrid Cloud AI Capabilities for Regulated IndustriesJudge Temporarily Blocks Cable One Mega Broadband Investment Acquisition Pending Legal ReviewBlock Updates Merchant and Consumer Finance Products Amid Payments CompetitionLondon Stock Exchange Group Advances Talks to Acquire Credit Data Provider Octus in Private Markets ExpansionAmplify Semiconductor ETF Highlights Renewed Demand for Concentrated AI Hardware ExposureEuropean Bond Markets Reprice Fiscal Risks Ahead of New Economic Policy SignalsState Street Earnings Update Tracks Custody Banking Demand and Institutional Investment TrendsMiddle East Family Offices Increase Focus on Private Markets as Global Capital Allocators Meet in DubaiApple Updates Developer Platform Strategy as Device Software Competition IntensifiesBoeing Updates Commercial Aircraft Delivery Plans as Industry Tracks Production RecoveryU.S. Bank Adds Paid Identity Protection Features Inside Mobile Banking PlatformGlobal Regulators Coordinate New Banking Rules as Cross-Border Finance Risks EvolveActive ETF Market Expands as Fund Managers Introduce New Strategies for InvestorsU.S. Mortgage and Housing Data Highlight New Signals on Consumer Demand and RatesJohnson & Johnson Earnings Report Puts Pharmaceutical Growth and New Product Momentum in FocusBakerAvenue Sells Minority Stake to Constellation to Fund Tax and Estate Planning ExpansionAnthropic Cuts Live Internet Access for Internal AI Evaluations After Agents Exploit WebsitesSequoia-Backed Nuvacore Seeks Funding at Roughly $2.5 Billion Valuation Before Launching Its First ChipOobit Launches AI Payments That Let Digital Assistants Spend Stablecoins Through One-Time CardsSearchlight and Fitzroy Agree to Acquire Credit Manager Kredinor From SpareBank 1 GruppenFirst Trust Pushes Back Launch Timeline for OpenAI-Linked Target Income ETFSwedish Economy Rebounds as Monthly GDP Jumps 1.1% in AugustCanara Robeco Asset Management Profit Climbs 21.5% as Quarterly Income ExpandsU.S. Treasury Launches New Retail Bond Initiative as Individual Investors Seek Higher Income OptionsOpenAI Expands AI Product Ecosystem as Businesses Increase AdoptionBT’s TalkTalk Acquisition Draws Fresh Competition Concerns in UK Broadband MarketUK Fintech Payment Controls Face Scrutiny After Alleged Links to Sanctions-Evasion NetworkM&A Slowdown Raises Concerns for Investment Banks Despite Strong Equity MarketsClean Energy ETFs Face New Allocation Debate After Renewable Sector Market MovesFederal Reserve Officials Reassess Inflation Path Ahead of Upcoming Policy DecisionsDelta Air Lines Cuts 2026 Profit Outlook After Fuel Costs Pressure Quarterly ResultsJPMorgan Private Bank Sees Continued Interest in Alternative Assets Among Wealthy ClientsSpaceX Expands Starlink Mobile Ambitions Through Wireless Spectrum Acquisition MoveSpaceX Spectrum Deal Reshapes Telecom Competition as Wireless Stocks SlideAdyen Focuses on Enterprise Payment Innovation as Global Commerce Platforms ShiftRegulators Expand Focus on Financial Market Resilience After New Stress-Test AssessmentsEmerging Market ETFs Attract Attention as Investors Rebalance Global Equity PortfoliosWeak September Employment Growth Raises Questions Over U.S. Labor Market ResiliencePark Aerospace Results Highlight Aerospace Demand Recovery as Investors Review Quarterly PerformanceMaking Women’s Health Visible: SCIE Student Momo Zha Brings an Everyday Subject Into Public DiscussionConcurrent Adds $425 Million Houston Wealth Team and Pushes Platform Assets Above $23 BillionDell Unveils XPS Googlebook Built Around Gemini Intelligence and Snapdragon X EliteAmeresco and Terrestrial Energy Advance Nuclear Power Project at U.S. Army’s Aberdeen Proving Ground01F Group Invests in Indonesian Digital Wallet DANA as Southeast Asian Payments Market ExpandsVNET Closes Strategic Share Transaction Giving Lochpine-Linked Buyers a 38.1% StakeCalamos Converts Timpani SMID Growth Fund Into CTAG ETF With Texas Stock Exchange ListingChicago Fed National Activity Index Slips to -0.04 in August, Signaling Slightly Below-Trend U.S. GrowthAnglo Asian Mining Revenue More Than Triples on Record Copper Output, Gold Guidance CutSolo-Aging Survey Finds 72% Lack Confidence in Their Plans, Raising New Advisor ChallengesFlock Safety Reportedly Offers Voluntary Buyouts as Surveillance-Tech Backlash Pressures WorkforceLNG Canada Partners Could Decide on Capacity-Doubling Phase 2 Expansion as Early as OctoberHyperliquid Launches Stablecoin Borrowing Against HYPE and Bitcoin CollateralHaymaker Acquisition Corp V Closes $287.5 Million NYSE SPAC IPOGrayscale Zcash ETF Plans 3-for-1 Forward Share SplitEuro-Area Construction Output Stalls in July and Falls 2% From a Year EarlierNewcelX Files H1 Results Showing Wider Losses and Reduced Cash PositionUBS Urges Investors to Put Excess Cash to Work as Higher Rates Test Portfolio ConvictionGoogle Says Gemini Breached Three Companies During Cybersecurity Test in First Known Google AI BreakoutCato Adds About 70 Store Closures, Bringing 2026 Planned Shutdowns to Roughly 120Crypto Technology Provider Haruko Hit by Cyberattack Affecting 15 ClientsFDIC Proposes Faster, More Predictable Framework for Reviewing Bank MergersInvesco Extends BulletShares Municipal Bond Ladder With 2036 Maturity ETFEuro-Area Current Account Surplus Narrows to €28 Billion in JulyBlossomHill Therapeutics Q2 R&D Spending Jumps as Newly Public Biotech Advances Cancer PipelineInvestment Withdrawals Now Fund Nearly 7% of U.S. Household Spending, JPMorganChase FindsFBI and International Partners Warn North Korean WaterPlum Campaign Has Infected 30,000 DevicesToys R Us Plans 120 New U.S. Standalone Stores for the Holiday SeasonAlchemy Integrates Mastercard Agent Pay to Enable AI Agent Purchases Through AgentCardFed Review Finds Supervisors Failed to Act Promptly on Silicon Valley Bank RisksEmpowered Funds Revises Liquidation Schedule for Two Sophus Emerging-Markets ETFsBank of Japan Raises Policy Rate to 1.25%, Highest in Three Decades111 Inc Q2 Revenue Falls 28% as Asset-Light Shift Reshapes China Healthcare PlatformSS&C Black Diamond Expands Insurance and Annuity Tools for Financial AdvisorsOpenAI Introduces Misalignment Tracking Framework After Disclosing Six Concerning AI Behavior CasesAlmonty Signs Long-Term Tungsten Supply Deal With Sandvik Subsidiary
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Category Finance

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Finance
Traders monitor market activity on screens at a major investment bank as executives discuss capital allocation strategy.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • May 2, 2026
  • 0 Comments
  • 5 minutes Read
Goldman Sachs Boosts Share Buyback Plan as Trading Revenues Outperform Expectations

Goldman Sachs has announced an expansion of its share repurchase program, citing stronger-than-expected trading revenues as a key driver behind the decision. Th

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Finance
Investors reviewing plans for large-scale renewable energy infrastructure projects in Asia
  • Andrew Ross SorkinAndrew Ross Sorkin
  • May 1, 2026
  • 0 Comments
  • 7 minutes Read
KKR Raises $6.5 Billion Asia Infrastructure Fund Targeting Energy Transition Deals

KKR has closed a $6.5 billion Asia-focused infrastructure fund aimed squarely at capitalizing on the region’s accelerating energy transition, marking a signific

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Finance
Customers and banking staff discuss credit card services inside an Indian bank branch.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 30, 2026
  • 0 Comments
  • 8 minutes Read
Federal Bank Moves to Buy Part of Standard Chartered’s India Card Book

Federal Bank has moved to buy a select portion of Standard Chartered Bank’s India retail credit card portfolio, giving the Indian private-sector lender a faster

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Finance
Bankers and institutional investors review financing documents for a large technology infrastructure buyout.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 29, 2026
  • 0 Comments
  • 8 minutes Read
JPMorgan Leads $12 Billion LBO Financing for Tech Infrastructure Firm

JPMorgan Chase & Co. is leading a roughly $12 billion financing package for the leveraged buyout of a technology infrastructure company, Bloomberg reported

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Finance
European banking supervisors and executives review capital resilience documents in a formal meeting setting.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 28, 2026
  • 0 Comments
  • 9 minutes Read
ECB Signals Tighter Bank Capital Oversight Following Regional Lender Stress Review

The European Central Bank signaled on Tuesday that it will intensify capital oversight of banks showing weaker resilience in stress reviews, sharpening supervis

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Finance
Executives discuss institutional credit strategy in a modern financial district office.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 27, 2026
  • 0 Comments
  • 7 minutes Read
BlackRock Expands Direct Lending Platform With $3 Billion Insurance Capital Deal

BlackRock is expanding its direct lending platform with a $3 billion insurance capital arrangement, adding another institutional funding channel to one of the f

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Finance
Executives review private equity deal documents during a large-cap buyout negotiation.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 26, 2026
  • 0 Comments
  • 8 minutes Read
Private Equity Deal Activity Rebounds as Large-Cap Buyouts Return to Market

Private equity deal activity is rebounding as large-cap buyouts return to market, signaling that the sponsor-led mergers-and-acquisitions machine is beginning t

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Finance
Private equity executives review transaction documents during a financing meeting in a modern office.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 25, 2026
  • 0 Comments
  • 8 minutes Read
Private Equity Dealmaking Slows as Higher Financing Costs Cloud Q2 Outlook

Private equity dealmaking is losing momentum heading into the second quarter of 2026 as higher financing costs and cautious debt markets undercut hopes that the

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Finance
European Central Bank officials and banking executives discuss liquidity and funding conditions in a euro-area financial setting.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 24, 2026
  • 0 Comments
  • 9 minutes Read
European Central Bank Signals New Liquidity Tool Review Amid Bank Funding Pressures

The European Central Bank has put liquidity tools back at the center of the euro-area finance debate, signaling that funding backstops and market plumbing will

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Finance
A UBS office facade in Zurich as Swiss officials tighten post-Credit Suisse capital safeguards for the country’s largest bank.
  • Andrew Ross SorkinAndrew Ross Sorkin
  • April 23, 2026
  • 0 Comments
  • 10 minutes Read
Swiss Moves to Raise UBS Loss Buffers as Bern Hardens Post-Credit Suisse Safety Regime

Switzerland has moved from consultation to execution in its campaign to harden the country’s too-big-to-fail framework, unveiling a package that places UBS at t

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Wealth

Study Finds Affluent Investors Using Both Advisors and Self-Directed Accounts Pose Growing Retention Challenge

  • Andrew Ross Sorkin
  • October 17, 2026
Study Finds Affluent Investors Using Both Advisors and Self-Directed Accounts Pose Growing Retention Challenge
Tech

Nvidia Launches RTX Spark AI Laptops With Up to 128GB Unified Memory in Major Windows PC Expansion

  • Andrew Ross Sorkin
  • October 17, 2026
Nvidia Launches RTX Spark AI Laptops With Up to 128GB Unified Memory in Major Windows PC Expansion
General

Apple Opens iPhone Duo Preorders as First Foldable iPhone Enters Global Smartphone Market

  • Andrew Ross Sorkin
  • October 17, 2026
Apple Opens iPhone Duo Preorders as First Foldable iPhone Enters Global Smartphone Market
FinTech

Acorns Acquires Frich Money to Expand Social Finance and Financial Education Services

  • Andrew Ross Sorkin
  • October 17, 2026
Acorns Acquires Frich Money to Expand Social Finance and Financial Education Services
Finance

G7 Finance Leaders Agree to Test Banking Defenses Against AI-Enabled Cyberattacks

  • Andrew Ross Sorkin
  • October 17, 2026
G7 Finance Leaders Agree to Test Banking Defenses Against AI-Enabled Cyberattacks
ETF Street

BlackRock Schedules December Liquidation of Three iShares iBonds ETFs Reaching Target Maturity

  • Andrew Ross Sorkin
  • October 17, 2026
BlackRock Schedules December Liquidation of Three iShares iBonds ETFs Reaching Target Maturity
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